Instant Credit Decisions.

without the wait and without the multiple credit inquiries. 


  • Car Hauler

  • Cargo Trailer

  • Dump Trailer

  • Enclosed Trailer

  • Equipment Trailer

  • Gooseneck Trailer

  • Landscape Trailer

  • Utility Trailer



  • Box Truck

  • Bucket Truck

  • Cabover - Sleeper

  • Cargo Van

  • Day Cab Truck

  • Dump Truck

  • Flatbed Truck

  • Garbage Truck


  • Tow Truck

  • Reefer Truck

  • Crane Truck

  • Crew Cab

  • Mini Trucks

  • Mixer Trucks

  • Stake Bed Trucks

  • Scissor Lift



  • Backhoe

  • Boom Lift

  • Bulldozer

  • Compactor

  • Concrete Mixer

  • Concrete Paving

  • Pump Truck

  • Cranes



  • Crawler 

  • Crusher

  • Paver

  • Excavator

  • Forklifts

  • Laser Screed

  • Water Pump

  • Other Equipment


  • Loans & Leases up to $500K

  • Terms can range from 6-60 months

  • No prepayment penalties in most programs

  • Most transactions fund within 3 business days

  • Other fees such as; taxes, warranty, etc may be financed


  • App only submissions up to $100K

  • 0% - 20% Down payments are required

  • Approvals are valid for up to 10 business days

  • Fleet financing is available to those who qualify

  • Choose the equipment(s) from any seller of choice

Secure The Funds

Payment Options

Equipment That Can Be Financed

Financing Guidelines Overview


All approvals are subject to additional conditions you must provide or meet to the satisfaction of the Underwriter. Since we do not request your social security number in the beginning stages of this process to review your credit profile, you agree to provide the information we request above in "good faith" and all information given to us are done honestly; without a deliberate intention to defraud the other party. The conditional approval will stand unless you fail to meet the stipulations the lender lays out. Our credit department will not be able to appropriately process your file if you fail to meet any of the conditions set forth. You may also face a denial if the lender is unable to verify any further data you've provided such as; employment, financials or do not meet their credit criteria. If you take too long to provide the documentation or other information requested, any changes in your income or credit history that have occurred in the meantime will be taken into account.




Guarantors must have a minimum of 7 trade lines on their CBR with the oldest account reporting 3 years of payment history.

Guarantors with a substantial outstanding tax lien obligations, foreclosure proceedings, short sales, any reported open child / family support accounts, student loan defaults or guarantors that have accounts managed by a credit / debt management counseling service will not be considered

Guarantors with completed loan modifications and 12 months of subsequent, timely payments will not be considered.




Many times the credit strength of an applicant can be enhanced with a spousal, parental or blood relative guaranty. We evaluate this potential additional guarantor on a case-by-case basis. Discharged bankruptcy over two years will be considered in instances when any guarantor has a firmly re-established credit history demonstrating depth and timeliness of payments. For applicants with less than 2 years since the bankruptcy.