• EFA & Leases up to $500K

  • Terms can range from 6-60 months

  • Additional Collateral is NOT required

  • Most transactions fund within 3 business days

  • Other fees such as; taxes, warranty, etc may be financed


  • App only submissions up to $100K

  • 0% - 25% Down payments are required

  • Approvals are valid for up to 10 business days

  • Franchise financing is available to those who qualify

  • A detailed business plan for biz startups may be requested


All approvals are subject to additional conditions you must provide or meet to the satisfaction of the Underwriter. You agree to provide the information we request in "good faith" and all information given to us are done honestly; without a deliberate intention to defraud the other party. The conditional approval will stand unless you fail to meet the stipulations the lender lays out. Our credit department will not be able to appropriately process your file if you fail to meet any of the conditions set forth. You may also face a denial if the lender is unable to verify any further data you've provided such as; employment, financials or do not meet their credit criteria. If you take too long to provide the documentation or other information requested, any changes in your income or credit history that have occurred in the meantime will be taken into account.




Guarantors must have a minimum of 7 trade lines on their CBR with the oldest accounts reporting 3 years of payment history.

Guarantors with a substantial outstanding tax lien obligations, foreclosure proceedings, short sales, any reported open child / family support accounts, student loan defaults or guarantors that have accounts managed by a credit / debt management counseling service will not be considered

Guarantors with completed loan modifications and 12 months of subsequent, timely payments will not be considered. Miami, CO, CT, IA,, ND, NJ, NY, RI, SD, WV, WY are Restricted for this program.




Many times the credit strength of an applicant can be enhanced with a spousal, parental or blood relative guaranty. We evaluate this potential additional guarantor on a case-by-case basis. Discharged bankruptcy over two years will be considered in instances when any guarantor has a firmly re-established credit history demonstrating depth and timeliness of payments. For applicants with less than 2 years since the bankruptcy.



Startups or businesses with less than 3 years in business must have a 650+ FICO. A minimum 550 average FICO score is required for borrowers that have been in business for 3+ years. Additional collateral may be utilized as a form of leverage to increase your chances of obtaining an approval. Child support collections, repos/car charge-offs, current/dismissed bankruptcy and open tax liens and late payment will not be considered. "App only" financing up to $150,000 and "App Plus" financing up to $250,000 (will require disclosing your financials). Most equipment can be sold by any dealer or private seller of your choice. An inspection by a third-party company will be required to ensure the equipment is within operational conditions.



Auto shop equipment 

financing & leasing solutions.


According to the Autocare Association estimates, the auto industry will be worth $273 billion in 2017 with expected growth & opportunities for start-ups rolling into the new year. As the industry continues to expand and the technology changes, so will your business and its overall structure and we'll be here to assist with your financial needs.


  • Air Jacks

  • Axle Jacks

  • Bottle Jacks

  • Service Jacks

  • Engine Stands

  • Engine Cranes

  • Vehicles & Dollie

  • Transmission Jacks


  • Bumper Lifts

  • Low-Rise Lifts

  • Inground Lifts

  • Tire Changers

  • Motorcycle Lifts

  • Wheel Balancers

  • 2 Post/4 Post Lifts

  • Wheels Alignments



  • Grinders

  • Spray Guns

  • Sanding Tools

  • Specialty Tools

  • Blaster Cabinets

  • Pressure Washers

  • Dual Action Sander

  • Advertisement, etc..



We collaborate with an extended network of lending resources, that offer diverse financing options from; working capital loans, refinancing, debt consolidation, equipment financing & leasing. Business start-ups and borrowers with limited/poor credit may qualify for other financing programs, design for their particular financing needs.

  • 90% approval rates with no multiple inquiries on your credit

  • You may choose the vehicle/trailer sold by any seller of choice

  • Business start-ups can apply (application only) for up to $50,000 

  • Established businesses can apply (application only) for up to $150,000

  • Terms can range anywhere from 12 - 60 months with no prepayment penalties

  • Down payments can range from $0 due at signing to 25% down of the total cost

  • Auto repair/maintenance equipment can be older and (private sales/sellers) are OK

  • Other expenses may be financed such as sales tax, warranties, transporting fees, etc

  • Most transactions are funded within 2 business days from receiving the completed docs

  • Transactions may be structured into loans, EFA, TRAC leases, FMV leases and $1 buyouts


complete a credit application online or 

you may download an application here

and return it to credit@truckerspost.com



within 24 hours  of completing a credit

application an experienced finance

specialist will email you payment options



if approved & the terms are agreeable, the

deal will be funded once the documentation

package has been completed & returned


We recognize how the right equipment is essential to starting or operating a successful auto repair/maintenance shop. Having the necessary capital is key, to ensure the maximum profitability of a business, with financing solutions such as; working capital loans, equipment financing & leasing will enable a company to transcend limitlessly. 

2020 Truckers Post LLC 
2412 Irwin Street., Melbourne, FL 32901
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